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Fixed rate student loans are can be attained by consolidating several student loans into one master note. By consolidating your educational loans, you will get to repay all quantity of money you have borrowed with one flat interest rate to merely one lender. Which indeed very simple since you do not have to look into the trouble of repaying the loans individually to various lenders. Yet the fixed pace given with the consolidation may backfire a person can end up with a slightly higher interest selling price. This is because the average rate of the consolidated loans is accumulated to the closest 1/8 of a typical percent (0.125, 0.25, three.375, 0.5, and so forth). The lowest interest rate of a consolidation loan is 4.70%, while the highest rate would be 8.25% for Stafford loans and 9% for PLUS loans.

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